Nishchay Sharma, Author at BlurbMoney

Why Financial Success Stories Mislead You

Someone paid off $80,000 of debt in three years. Someone retired at 38. Someone turned a side project into an […]

In 1949, Benjamin Graham described an imaginary business partner. It remains the clearest explanation of stock prices anyone has produced.

Ask a large group of people whether their driving is above average, and an overwhelming majority say yes. The arithmetic

Most people save the same way: spend through the month, and put aside whatever survives. It almost never works, and

Most people saving for retirement have never worked out what they are saving toward. The Department of Labor puts it

Cutting expenses has a floor. Earning more does not — a point we made in why cutting back has a

There is a new savings account for American children, and most people have not heard of it yet. It was

Retirement accounts are not investments. They are containers. This confuses a lot of people. A 401(k) is not a thing

The standard answer is twenty percent of your income. It is a reasonable target and a poor starting point. Poor

Think back to the last significant raise you received. For a few weeks, it probably felt like relief. Some breathing