BlurbMoney

How Much House Can You Actually Afford?

There are two answers to this question, and they are not close together. One is what a lender will approve. […]

A tax refund feels like a windfall. Money arriving that you did not expect and had not planned for. It

In 1949, Benjamin Graham described an imaginary business partner. It remains the clearest explanation of stock prices anyone has produced.

You pay for insurance every month. When something goes wrong, filing a claim seems like the obvious move. Sometimes it

Ask a large group of people whether their driving is above average, and an overwhelming majority say yes. The arithmetic

Most people save the same way: spend through the month, and put aside whatever survives. It almost never works, and

A single employer is a single point of failure. Most people understand this in the abstract and discover it concretely

Most people saving for retirement have never worked out what they are saving toward. The Department of Labor puts it

Cutting expenses has a floor. Earning more does not — a point we made in why cutting back has a

An index fund owns everything in a list. That is genuinely the whole idea. Someone maintains a list of companies