N Kanishka Varman, Author at BlurbMoney

Why Diversification Works — And When It Doesn’t

Diversification is often described as the only free lunch in investing. Spread money across things that do not move together, […]

You are paying for Social Security with every paycheck, and most people have only a vague idea what they are

Benjamin Graham was once challenged to reduce the secret of sound investment to three words. He offered: margin of safety.

A commodity is a raw material — gold, oil, copper, wheat, natural gas. Things that get dug up, pumped, or

There are two answers to this question, and they are not close together. One is what a lender will approve.

An index fund owns everything in a list. That is genuinely the whole idea. Someone maintains a list of companies

If you’re trying to pay off debt or cover a large expense, you’ve likely considered both a personal loan and

One of the most common questions people have after spotting a negative item on their credit report is simple: how

Your credit report is one of the most important financial documents you have, yet most people have never actually read

Bad credit makes borrowing harder, but it doesn’t close every door. Lenders who work with lower credit scores exist —